DEALFI, LLC is a fast-growing, veteran owned auto finance company in South Jordan, UT, adding a Loan Underwriter to our team, working from home. As DealFI’s Loan Underwriter, you are responsible for, among other things, reviewing credit applications received from dealerships, underwriting the loan, and ensuring in a timely manner that all documents required for funding are received, complete, accurate, and compliant with state and federal laws.

Job Responsibilities

• Review credit applications, analyze credit risks, assess credit history, and qualify potential customers
• Soft sell financing, Alpha Warranty Service’s Vehicle Service Contracts, GAP and other protection products to consumers -product spiffs after 60-days and no sales quotas
• Utilize essential basic negotiation, follow-up and relationship building skills. Establish healthy and positive relationships with dealership personnel
• Make outbound and take inbound calls from dealerships and applicants to build relationships and capture business
• Understand obstacles that negatively impact customer satisfaction to make corresponding recommendations to management for improving satisfaction, process efficiency or procedures
• Develop dealer relationships to ensure volume objectives and credit quality
• Establish and maintain good working relationships with several finance sources
• Review and decision credit applications daily with excellent turnaround time
• Ensure 100% compliance with applicable policies and procedures and all state and federal laws and guidelines
• Understand team objectives and how the individual team member contributes to the overall team and department goal. Work diligently to help team reach goals, including assisting other teams in the department as needed.
• Understand and comply with the company's origination policies and procedures and ensure quality assessments meet established expectations of accuracy.

What you need for success:

Required Qualifications

• 2+ years previous Automotive Retail Sales and/or F&I Manager and/or F&I assistant experience
• Experience reviewing credit reports from the 3 credit bureau agencies
• Experience selling Vehicle Service Contracts, GAP and other protection products
• Experience negotiating consumer loan terms
• Sales skills necessary to develop and maintain productive dealer relationships
• Strong work ethic, integrity and accountability
• Strong oral and written communication skills
• High school diploma or equivalent

Preferred Qualifications

• 2+ years of inside or outside sales experience (auto finance industry preferred but not required)
• Experience analyzing and decisioning consumer auto loans or leases
• Bilingual (English/Spanish)

What’s in it for you?

• An exceptionally supportive company culture that places people over profit
• Fair and competitive compensation
• Health insurance options with generous company contributions
• Dental and Vision coverage
• Life and Disability insurance (100% company paid + options for more!)
• Legal and Pet insurance options
• 401k match program with immediate vesting
• Paid Time Off (PTO) and Paid Holidays
• Paid Volunteerism Time Off (VTO) to support your community
• Free Roadside Assistance for your personal vehicle
• Tuition Assistance Program with immediate eligibility
• Ongoing professional training and development
• Employee incentive and recognition programs
• Health and Wellness Challenges throughout the year
• Access to a new, state-of-the-art office building with outstanding features and amenities
  • Multiple charging stations for electric vehicles
  • Free onsite fitness center
  • Full size basketball court
  • Fully loaded game room
  • Locker rooms
  • Bowling alley…YES, bowling!

Work Conditions

• Flexible Full-time position
• Work/Life Balance
• Fast paced and exciting work environment
• 5-day work week (Monday - Saturday)
• Mountain Time Zone
• Work from home

About DEALFI:

DEALFI assists independent dealerships with all aspects of the finance and insurance process, including helping to obtain additional lending solutions, presenting optional vehicle protection products, and helping dealerships stay compliant. Founded in 2017 on a value system of integrity, dependability, and providing the best service, DEALFI has gone from working with a single dealership in 2018 to over 200 dealerships in five states in 2021 – and we are continuing to grow! DEALFI takes pride in proving solutions and providing the best dealer and customer service – and we rely on our employees to help make that happen. If you want a rewarding and challenging career where you can work hard and play hard, join DEALFI today!

Learn more about DealFI and our affiliated companies at www.dealfi.com, www.alphawarranty.com, and www.premiercomputing.com

U.S. EQUAL EMPLOYMENT OPPORTUNITY/AFFIRMATIVE ACTION INFORMATION

DealFI is an equal opportunity employer. Individuals seeking employment are considered without regard to race, color, religion, national origin, age, sex/gender, sexual orientation, gender identity, ancestry, physical or mental disability, medical condition, genetic information/characteristics, military or veteran status and other basis protected by federal, state or local law or ordinance or regulation. Reasonable accommodations will be provided to individuals with known disabilities in compliance with the Americans with Disabilities Act. For accommodation information or if you need special accommodations to complete the application process, contact the Human Resources Department at 800-662-5519.